Dixons Carphone profit worries

The mobile phone retailer Dixons Carphone is under pressure to close some of its stores as the city fears a sharp reduction in profits when the company gives an update later this month.

The share price has already fallen from over £3.50 12 months ago to just £1.67 today. There was a profit warning back in August when Dixons Carphone revealed that customers were hanging on to their mobile phones longer before upgrading to the latest models.

City analysts reckon that pre-tax profits could be as low as £63m down massively from £144m a year ago. This is why that some are suggesting that the company might have to look closely at its model which might mean some stores need to close.

Reports suggest that the Apple iPhone 8 launch was disappointing for Apple and for other mobile phone retailers like Dixons Carphone. Luckily the more expensive iPhone X, despite its eye watering price tag, is selling really well so maybe this will be a bit of good news when Dixons Carphone give their next update to shareholders.

For readers interested in buying the Apple iPhone X, the 64gb model is £999 and the 256gb model is £1149. It’s the sort of phone that might make you think about insurance!

At Dixons Carphone insurance will cost you £15.99 a month or £179.99 a year.

Here at Better Buy Insurance it’s only £8.49 a month or £89.99 a year.

We are so confident in our pricing at Better Buy Insurance that not only do we offer a BEST PRICE GUARANTEED on the iPhone X, we also offer it for all other makes and models of mobile phones. For further details about our BEST PRICE GUARANTEED please visit the website.

iPhone X insurance and iPhone X sales

iPhone X insurance and iPhone X sales

Apple may have just had their best weekend for sales in their history. Although they haven’t shared any figures, Jun Zhang an analyst who works for Rosenblatt Securities has calculated that they might have sold 6 million iPhone X models.

It’s a long weekend (4 days) that’s being looked at, but no matter how it’s worked out the numbers are staggering. In a regular 4 day period 1.75 million iPhone X phones are sold so if these figures are right they more than tripled their normal sales rate.

If you are still struggling with such big numbers it works out something like 17 or 18 iPhone X units sold every second over a 4 day period!

Before the top end handset was launched many said that such an expensive mobile phone wouldn’t sell. It’s looking fairly clear that despite the price tag of £999 for the iPhone X 64gb and £1149 for the iPhone X 256gb these smartphones are selling like hot cakes.

The next big smartphone launch is expected to be the Samsung Galaxy S9. I’m sure the Samsung senior management are now thinking that maybe they should offer a handset in the same price range. Maybe they too will bring out 2 handsets at the same time as it seemed to work pretty well for Apple.

If you are one of the 6 million customers that bought the 10 year anniversary phone you might want to think about insurance. Here at Better Buy Insurance we offer iPhone X insurance for just £8.49 a month or £89.99 a year and these prices cover both models.

We are so confident that you won’t find better cover or a better price anywhere else we offer a Best Price Guaranteed which you can check out if you click below.

iPhone X Best Price Guaranteed

 

Mobile phones stolen at Royal Blood gigs

After reports of mobile phones being stolen at their concerts in Cardiff and Reading, the band, Royal Blood, have warned their fans to be extra vigilant and to keep a look out for their mobile phones and wallets when attending their gigs.

A 22-year-old man has been arrested with a staggering 53 mobile phones that were thought to have been stolen at a concert in Birmingham.

It would suggest that the band are being targeted by a gang who think that there is enough chaos in front of the stage for phones to be taken without the knowledge of the owners. Or when the owners do notice it’s too late.

These days with phones costing £1,000 in some cases, like the new Apple iPhone X, thieves could be stealing literally thousands of pounds worth of equipment in a matter of an hour or so.

This is not the first time thieves have targeted concert goers. A man was arrested after a concert by The Courteeners at the Brixton Academy in 2014. It was thought that he was wearing a tracksuit under his jeans and he simply slipped the phones down the tracksuit once other gang members had pickpocketed unsuspecting concert goers.

Sadly, it seems that thieves are happy to target concert goers in this way, many of whom are young and might find themselves in difficulty without a phone to contact friends or family if they get split up after a concert.

Royal Blood continue their tour tomorrow in Bournemouth then Brighton before heading off to continue the tour worldwide. If you are going to these gigs or any others please be careful with your phones, especially when taking photos or videos.

If you are thinking about insuring your mobile phone against theft, loss or damage you can do so here at Better Buy Insurance. Just follow this link:

Mobile Phone Insurance

 

iPhone 8 Insurance – best price guaranteed!

iPhone 8 Insurance from Better Buy Insurance at the best price guaranteed!

Now that the iPhone 8 and 8 Plus have been on sale for a month we thought it would be a good time to remind everyone about our defaqto 5 star rated cover and pricing.

We have one simple policy that covers loss, theft, accidental damage, liquid damage, breakdown, accessories cover (up to £150), worldwide cover (90 days a year) and unauthorised calls and data (up to £2500).

If that wasn’t enough, all policies come with instant cover (some providers make you wait 2 weeks!), cover for your immediate family, a low excess fee (£50 for iPhones), walk in repairs at Apple stores, mobile phone data backup and a no claims bonus.

Now the iPhone 8 and 8 Plus models are not cheap:

iPhone 8 64gb – £699

iPhone 8 256gb – £849

iPhone 8 Plus 64gb – £799

iPhone 8 Plus 256gb – £949

If you want to check out what these phones offer that makes them so expensive the Apple site is probably a good place to start Apple iPhone 8.

but despite that we only charge £6.99 a month or £74.99 a year if you want to insure them with Better Buy Insurance.

We are so confident that our iPhone 8 Insurance beats the competition hands down that we offer a Best Price Guaranteed.

We think the iPhone 8 and iPhone 8 Plus are pretty decent handsets but if you are one of the many Apple fans waiting for the iPhone X to go on sale we will also be offering insurance on this phone too. Insurance pricing on this is to be confirmed but we will make sure it’s super competitive.

Rumour has it that supply of the new iPhone X will outstrip demand in the UK for some time so we might be seeing queues outside Apple stores again!

 

iPhone 8 rumours

The new iPhone 8, or whatever Apple decide to call it in the end, is due to launch in September or maybe October if the rumours online are to be believed. It seems that the launch could be delayed so it could well be October by the time we see the iPhone 8, the iPhone X or maybe they will just call it the iPhone?

It’s looking like Apple may also launch an iPhone 7S and a 7S Plus at the same time but the iPhone 8 is the phone the Apple fans are most excited about.

One analyst thinks that supply of the iPhone 8 will be limited for the first month or two which if true could mean longer queues than normal on the day it goes on sale. It looks like a restricted supply of key components may well be the cause of this problem so some customers might have to wait until later in the year to get their hands on the 10 year anniversary phone.

Other unconfirmed news is that the iPhone 8 will come in 3 colours – black, silver and gold. It won’t have the home button iPhone users will be used to by now and instead will have an edge to edge display meaning more room to view images/ videos etc.

There is all sorts of internet chatter about facial recognition and a fingerprint sensor that works from under the screen. These apparently are causing some challenges so it remains to be seen if these will feature in the new smartphone.

What everyone agrees on is that it could well be the most expensive iPhone that’s been produced to date. Could the top end iPhone go over the £1000 mark? Whatever it’s called and whatever it costs you will be able to insure your new iPhone 7S, iPhone 7S Plus or your iPhone 8 here at Better Buy Insurance.

Better Buy Insurance iPhone Insurance

Mobile phones being grabbed by gangs on mopeds

Mobile phones are being snatched by gangs targeting pedestrians in London. Pedestrians who are using their mobile phones are finding that gangs on mopeds are coming up to them and grabbing their mobile phones from literally right under their noses before the unsuspecting victims really know what’s happened.

Some of these gangs have been spotted carrying knives, hammers and other weapons but thankfully most snatches are completed without the use of violence.

People are being urged to be more careful when using their phone when out and about especially texting at the side of the road where a gang can easily swoop and grab the handset as it is being held out whilst the user sends a message or browses the internet.

In the last few days four teenagers have been arrested in connection with the theft of mobile phones on Thursday 4th May. The boys were aged between 15 and 18. All have been charged with conspiracy to rob. It has been recorded that the gangs committed 30 robberies in just over an hour.

There have been a number of incidents in Battersea South London where gangs have been riding around on mopeds with no number plates on which leads police to suspect the mopeds themselves have been stolen. The driving can be extremely dangerous and of course they are not covered by insurance. In one incident, a gang weaved in and out of tables outside a restaurant.

Local residents in Battersea say their lives are being blighted by these crimes and are keen for the Police to take stronger action. It is felt that one contributing factor is that the police have stopped chasing moped gangs in the fear of causing accidents which might lead to serious injury or even deaths.

The Met Police are deploying plain clothes officers in an attempt to reduce the number of incidents.

This sort of mobile phone theft is of course covered if you have insurance with Better Buy Insurance. For a quick quote and for more info just click below:

Quick Mobile Phone Insurance Quote

Mobile Phone Insurance – Best Price Guaranteed

Here at Better Buy Insurance we are proud to be able to offer Mobile Phone Insurance and iPhone Insurance at the Best Price Guaranteed.

The reason we are confident enough to offer such a guarantee is because we’ve checked out the competition so we know that not only do we offer an excellent policy, a super low excess and a no claims bonus. We also offer market leading pricing that just can’t be beaten.

The Best Price Guaranteed applies to all mobile phones up to the value of £1000. So that includes mobile phones from Samsung, Nokia, HTC, Google, Motorola, Sony, LG and of course Apple and all the makes and models of iPhone.

How to claim

In the unlikely event that you do find a better price from one of the companies listed, please email info@betterbuyinsurance.co.uk. You will be asked for the following:

  • The exact make and model of mobile phone.
  • The competitor product and price you are comparing.
  • The company name and website address offering the better price.

We are happy to match:

  • Love It Cover It
  • Protect Your Bubble
  • My Gadget Buddy
  • Gadget Cover
  • Switched On Insurance
  • Trusted Insurances
  • Debenhams Insurance
  • Tin Hat
  • Row
  • American Express
  • Endsleigh
  • Buy Mobile Phone Insurance
  • Insure My Pocket
  • iDigital
  • Vodafone
  • O2
  • EE
  • The Carphone Warehouse (Geek Squad)

Terms and Conditions:

  • The mobile phone insurance policy on the competitor site must be like for like – same cover, same excess etc as our policy.
  • In the unlikely event of a refund being issued, the comparison and refund will be worked out over a 12 month period.
  • The competitor policy you are comparing must be generally available for sale on their website on a standalone basis and not subject to any special offers.
  • The best price guaranteed does not apply to multi-gadget policies or bulk orders.
  • The best price guaranteed is only applicable to consumer policies and not business insurance policies.
  • We must be able to verify the availability and validity of the lower price on the competitor website. A price offered by email or in writing is not valid.
  • You must sign up to a Better Buy Insurance policy to qualify for the Best Price Guaranteed refund.
  • We reserve the right to revoke the best price guaranteed at anytime. This does not affect your right to cancel within the first 14 days and receive a full refund.

 

If you’ve got a mobile phone or iPhone that you want to protect you can check out Better Buy Insurance for yourself.

4G coverage in the UK

4G coverage in the UK

A report from the National Infrastructure Commission has highlighted the relatively poor 4G services in the UK compared with other countries. The report puts the UK in 54th place in the world, behind the like of Romania, Peru and Albania, for coverage of 4G services.

Andrew Adonis, the former Labour minister, said that the government must not make the same mistakes when rolling out the next generation of mobile services known as 5G. The public can expect to see 5G services coming on line from 2020 which will provide even faster and broader services. These services will be the backbone of the much heralded ‘Internet of things’, where a whole load of devices will become connected and allow for remote control.

Andrew Adonis’ criticisms of 4G were based around the poor coverage in rural areas and along communication links such as roads and railways. He was very clear in stating that business is being held back by the limitations on these services.

The network operators have committed to improve coverage and reduce ‘not spots’ – areas of poor coverage. They have committed a pot of £5 billion to turn things around. This will be welcome news to those trying to run businesses in areas of poor coverage. It will also help out those who suffer from poor internet coverage due to outdated infrastructure or even no service in their area. A good 4G signal easily allows a PC, laptop or Tablet to be used for surfing web services.

The new services provided by 5G will be a new dawn but it will mean everyone needing to change their handsets to a 5G enabled one. With the new 5G services due to launch in 2020 there is a little time to prepare.

Here at Better Buy Insurance we will of course be insuring all 5G handsets when they launch. In the mean time you can insure your 4G handsets Better Buy Insurance.

Samsung Galaxy S8 – latest news

Samsung have had a terrible year with all the problems they had with the Note 7, so the launch of the new Samsung Galaxy S8 can’t come soon enough for them.

The expectation is that the phone will be available as soon as February or March 2017. That said, there is no way Samsung will risk the overheating problems they had with the Note 7 so they might spend more time than usual testing the phone which would delay things to maybe April or May.

Word online has it that Samsung might say goodbye to the home button with this phone launch so that the screen can be even bigger. The other big rumour out there is that the display could be 4K, this would make sense as Samsung are really promoting the Gear VR headset.

The recent top end Samsung phones have been quite impressive in the camera department and the expectation is that Samsung will add a dual camera module with telephoto zoom lens, that’s what the Apple iPhone 7 Plus has and Samsung will want to keep up for obvious reasons.

When the S7 launched the TV adverts made a big deal about the phone being waterproof. You may remember the poor lad in the advert waiting for a phone call from a young lady he met and when he finally gets the call he drops his phone in a sink full of water! Well after the money they spent on that marketing campaign it would be a huge surprise if the S8 wasn’t waterproof, they might even improve the IP (Ingress Protection) so it’s even more resistant to water and dust.

Finally, if you like a selfie or two the S8 could be worth waiting for. A few bloggers have been talking about something called ‘Smart Glow’. This is a ring around the camera lens on the back of the phone that can light up when you get notifications and also light up when the camera detects a face. The face detection could improve the users ability to take selfies we understand. Brilliant if you like that sort of thing.

Pricing is likely to be similar to the S7 but with their reputation in pieces after the Note 7 the key thing with this phone is that it doesn’t over heat!

Whatever the specs and whatever the price of the Samsung Galaxy S8, here at Better Buy Insurance we will be ready and waiting to insure your new phone. Our ‘Best Price Guarantee’ applies to all phones including the new S8, our excess is low and our cover is second to none.

Get a quote now

iPhone 7 and iPhone 7 Plus review

iPhone 7 review – As with all new phones the initial thing you look for is the appearance and to some extend the iPhone 7 disappoints a little. Now, don’t get me wrong it looks great, it just doesn’t look that much different from its proceeding cousins.

The new phone has some great features that undoubtedly makes it a great phone. First up, it has a fantastic screen allowing really great browsing, gaming and video. The handset boasts a 4.7-inch colour gamut display. The iPhone 7 also boasts fantastic stereo speakers so listening to music, radio and podcasts is a pleasure.

For all the specs, the best place is probably the Apple website.

Secondly – we love water resistance. This has to be a must nowadays for all new phones. As one can see from the marketing Apple and Samsung are making a big deal over the fact that their handsets can take a dip and still be working.

The cameras are also fantastic – there is one pointing front and one backwards making selfies dead simple. The quality is superb. It has a 12MP sensor with a good wide aperture, a new lens giving us better quality pictures with better colours as more light is let in.

But – does the iPhone 7 have to be quite so expensive. The entry level model begins at £599 – which is just for the 32 GB version. You can expect to pay significantly more than that for the higher GB versions.

The new iPhone has ditched the traditional headphone jack, which many will find a pain. Old headphones can be used but only after a connector has been purchased which might make some feel a little peeved given the price they are being asked to fork out initially.

This does allow the use of ‘wireless’ headphones called Apple AirPods – great quality headphones that leaves you tangle free although there are significant downsides. Firstly, they can be lost easily as they’re not connected and are quite small. They need charging after 5 hours and there’s the extra cost, they come in at £159 making a visit to your local Apple store a potentially wallet bruising experience.

The long and short of it is the new iPhone 7 is a cracking handset and we can only really suggest that you’ll love it once you’ve come to terms with the price.

We will watch with interest the launch from Apple in September 2017 as this date marks the ten-year anniversary of the launch of the iconic iPhone brand. It seems too much to think it will be business as usual when such a landmark date comes around. One suspects that Apple will have something big up their sleeve.

For now, if you’ve just upgraded to the new iPhone 7 or iPhone 7 Plus and you want to protect your new and very expensive handset, here at Better Buy Insurance we insure ALL iPhone 7 and iPhone 7 Plus models for just £6.99 a month or £74.99 a year.

GET A QUOTE

Better Buy nominated for ‘Best Gadget Insurance Provider’

Better Buy Insurance nominated for ‘Best Gadget Insurance Provider’ in the Insurance Choice Awards 2016.

Here at Better Buy Insurance we are delighted to announce that we’ve been nominated in the “Best Gadget Insurance Provider” category in the 2016 Insurance Choice Awards. It’s a pleasure to be nominated but we need your help to win.

How to vote for us

To vote for us, simply click here and share a quick review! It takes about two minutes, and you could win one of 6 x £100 prizes for your time! It also gives us really useful feedback which we use to make improvements to our products, our pricing and our website.

 Voting closes on the 28th October.

About the Insurance Choice Awards

The Insurance Choice Awards have been launched to help consumers find the best insurance companies on the market. These are the only insurance awards in the UK decided by YOU, real customers, and not ‘industry experts’, so only YOU can decide who wins.

Smart Money People, who run the awards, are the UK’s leading independent review platform for financial institutions. Mike Fotis, founder of Smart Money People said: “It’s our mission to help consumers find the best products and providers on the market. There are hundreds of insurance companies in the UK, and customers often tell us that on the whole they are less happy with their insurers than their banks, so the Insurance Choice Awards is setting out to find out what customers really think about their insurers, and to help us find the best insurance providers.”

Telephone Preference Service rolled out to mobiles

Ofcom has teamed up with the Telephone Preference Service (TPS) to make it really easy for mobile phone users to stop or reduce the number of unwanted calls they receive to their mobile phones.

Apparently lots of people have registered their landline numbers with the TPS but not many have registered their mobile numbers. Over 18 million landline numbers are now on the ‘do not call’ database the TPS looks after. This compares to just under 3 million mobile phone numbers.

Maybe people out there don’t realise they can register their mobile number and this is why Ofcom and the TPS are trying to give it some publicity and make it easy to do.

To register and reduce the number of annoying sales calls you get just text ‘TPS’ followed by your email address to the number 78070. You will then get a reply confirming that your mobile number has been added to the ‘don’t call’ database.

The Telephone Preference Service reckon it can take up to a month before the service is totally effective but you should see a reduction in the amount of nuisance calls you receive after just a few days.

For more info why not visit the Telephone Preference Service website:

www.tpsonline.org.uk

iPhone 7 rumours

iPhone 7 rumours

When will it go on sale?

If Apple sticks to the usual schedule then the iPhone 7 will be on sale in September this year. There is talk from good sources that the launch date this year might be brought forward but we still think September is the most likely month for the launch.

Will there be changes to the design?

Very likely yes. There wasn’t a great deal of change from the iPhone 6 to the iPhone 6s and usually the big change happens when the number changes. Apple have been going through a tricky time of late so they will be doing everything they can to make sure the iPhone 7 sells in big numbers.

The first rumour about the design is that it will be even slimmer than the iPhone 6s, some bloggers reckon it could be as much as 6mm thinner. They won’t want the battery life to suffer so if they do go thinner they will need some smaller more efficient technology inside the phone. Making the new iPhone 7 slimmer could also mean they have to get rid of the headphone jack. This would be quite a move to make and would have all sorts of implications, we are not convinced about this.

One rumour we do believe is that Apple will bring the world a phone that is waterproof and dustproof. This is something that Samsung and others already have so it’s about time Apple caught up in our opinion.

What about the screen?

There is some talk that the screen and therefore the phone will increase in size but most sites in the know think Apple will stick with the same size as the iPhone 6s for now. More likely is that the resolution of the screen will increase, there might even be some protection added so if you drop the phone bumpers around the screen hit the floor first. We’re not quite sure how this will work especially if Apple are looking to slim down the phone, this change is unlikely.

Other possible changes?

Those in the know reckon the megapixels won’t go up in the camera but there will be some other features added to the camera such as optical zoom, image stabilization and other clever camera type stuff.

We’ve read in a few places that the iPhone 7 could well have a hexacore A10 chip which will increase performance massively. The home button might well be changing and could end up being more of a sensor than a button. It’s probably going to be pressure sensitive so different things will happen depending how hard you press the sensor/ button.

How much will it cost?

Most websites think the pricing will be very similar to the iPhone 6s pricing, which is as follows (sim free):

iPhone 6s 16gb – £539

iPhone 6s 64gb – £619

iPhone 6s 128gb – £699

 

iPhone 6s Plus 16gb – £619

iPhone 6s Plus 64gb – £699

iPhone 6s Plus 128gb – £789

 

And once you’ve got your shiny new iPhone 7 if you want to insure it, here at Better Buy Insurance we are happy to help.

 

iPhone sales and revenue down at Apple

For the first time in 13 years Apple has reported a decline in their revenue. The fall in revenue is down to a drop in sales of the incredibly popular iPhone. The iPhone accounts for approximately two-thirds of Apple’s revenue so if iPhone sales drop then the Apple share price will drop which is exactly what has happened.

A big part of the problem is coming out of China. Apple made $18.4bn in the 2nd quarter of 2015 but this has dropped right down to just $12.5bn in the last 3 months.

As you might expect Apple are staying upbeat and they are hoping for big things from the iPhone 7 when it launches in September. Online bloggers reckon it will be waterproof, dustproof and might even have a new and improved home button.

The clever people at Apple are also working on an electric car, some sort of virtual reality device and with $233bn in the bank only a fool would write Apple off so watch this space!

Despite some macro economic problems in China the iPhone is still a massive seller and here at Better Buy Insurance we are always happy to insure any make or model of mobile phone.

Better Buy Insurance

Apple launch new iPhone SE

You’ve probably heard that Apple have recently launched the new iPhone SE.

It comes in 4 colours – silver, gold, space grey or rose gold and you can choose from 16gb of memory or 64gb. Apple reckon that not everyone wants the larger more expensive phones they have been launching of late such as the iPhone 6s and the 6s plus (which is even bigger than the 6s).

The SE is also a bit easier on the pocket. The 16gb model is £359 sim free and the 64gb is £439.

It’s 4 inches in size, has a 12 megapixel camera and it seems to do everything you would want it to do including live photos, touch ID and Apple pay.

It didn’t launch with the same amount of hype that you can expect when the iPhone 7 is available for sale in September this year but it seems to be a pretty good smartphone for a reasonable price.

If you’ve got one and want to insure it we will be more than happy to insure it for you. Better Buy Insurance

 

Mobile phone insurance at the best price GUARANTEED

Better Buy Insurance was created after we thoroughly researched the market and found that buying mobile phone insurance could be complicated, expensive and difficult to claim against when you needed it.

So we decided to set up a website and policy that was:

Simple and comprehensive – we only insure Mobile Phones and iPhones. There is just one simple policy that covers loss, theft and damage as standard and the sign up process has been designed to be as quick and easy as possible.

Great Value for Money – our prices start at just £2.99 a month (which covers loss, theft and damage) and we are so confident you won’t find the equivalent policy at a better price we offer the BEST PRICE GUARANTEED!

Fair with a simple claims process – we always say that the true test of an insurance company is the time you need to claim. So we give you a fair policy and a quick and simple claims process.

And our policies include:

Instant Cover – many companies don’t offer this believe it or not.

Unlimited claims – some restrict this to one or two claims a year.

Loss cover as standard – most charge you extra for this, some don’t offer loss at all.

Walk in repairs service – at Apple stores (if you have a broken iPhone).

No contract, No fees – a policy with no contract and no annoying admin fees.

And if that wasn’t enough we’ve also got a 5 star rating from defaqto. So what are you waiting for, get a quote in seconds from Better Buy Insurance.